Beyond the intrinsic qualities of our brokers (assessing the borrower’s overall financial situation, setting up a financing plan, optimizing the file to be presented), he very quickly knows which bank to go to promote the acceptance of credit.
As a partner, a credit broker knows the operation and expectations of each establishment in its network…
The bank is a partner of our experts!
The partnership established between a bank and a broker Good Finance is a winning operation for both parties:
- The establishment considers our credit expert as a doubly interesting business contributor. On the one hand, a broker is a qualified person, who delivers – with professionalism and precision – his overall and financial assessment of the situation. On the other hand, the establishment perceives the borrower’s file in its best light: it is, therefore, a qualified loan request, since it is targeted by a technical adviser who speaks the same language as the lending organizations. A saving of time more than appreciable for the latter.
- The broker Good Finance has chosen to be paid only by the bank, with which the loan offer is signed (unlike his paying counterparts, who also claim participation from their client): in concrete terms, our expert is paid on the based on a percentage of the loan amount (commission). As this method of remuneration is applied to all the players in its network, it is in its interest to validate the most attractive credit proposals for its customers.
And so that its contacts are interested, while remaining qualified for the loan establishment, the latter provides our brokers – within an established calendar – their latest commercial policies and a negotiated rate grid, which they can apply to build the borrower’s project. So many precious elements that greatly contribute to the added value of our brokers!
The weight of the network behind each Good Finance broker!
Better, thanks to the weight of the national network behind each Good Finance broker, our experts weigh more heavily on negotiation and significantly improve the conditions for obtaining the loan.
If the defined rate grid is a base transmitted to all the credit intermediaries with whom the bank works, we can benefit from an additional margin – taking into account the weight that we represent – in terms of the volume of dossier brought.
If the network of each of our brokers is local (built around its area of intervention), a bank organized in a federation can consider the contribution on its scale and add, to the weight of a broker, that of others who would then integrate his area …
A Good Finance franchisee in our network benefits
From administrative support and collective monitoring of the sector – which allows him to free up considerable time that he can devote to new customers…
With this lever, specific to our network, we also have the other classic “weapons” of negotiation, such as the profile of a borrower or the amount of his contribution to influence the loan conditions…
The first meeting with a Good Finance broker is non-binding: quickly request a connection with the franchisee in your region, to benefit from his seasoned eye and determine, with him, if your acquisition project is financially viable!